TABLE 3D.   AVERAGE FAMILY INCOME AND GROWTH RATE AT 1997 PRICES
            BY REGION: 1997 AND 2000

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                            AVERAGE FAMILY INCOME
       REGION          1997        2000   GROWTH RATE
                                          (1997-2000)
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PHILIPPINES           123,168    118,065     -4.1

 NCR                  270,993    247,571     -8.6
  CAR                 112,361    115,097      2.4
 ILOCOS               102,597     99,016     -3.5
 CAGAYAN VALLEY        86,822     87,938      1.3
 CENTRAL LUZON        133,130    124,037     -6.8
 SOUTHERN TAGALOG     132,363    131,570     -0.6
 BICOL                 77,132     71,899     -6.8
 WESTERN VISAYAS       86,770     91,257      5.2
 CENTRAL VISAYAS       85,215     77,819     -8.7
 EASTERN VISAYAS       67,772     74,955     10.6
 WESTERN MINDANAO      87,294     71,245    -18.4
 NORTHERN MINDANAO     99,486     90,363     -9.2
 SOUTHERN MINDANAO     94,408     95,373      1.0
 CENTRAL MINDANAO      81,093     76,541     -5.6
 ARMM                  74,885     61,035    -18.5
 CARAGA                71,726     67,204     -6.3

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Source:  Final Results 2000 Family Income and Expenditures Survey
         Income and Employment Statistics Division
         Household Statistics Department
         National Statistics Office
         Republic of the Philippines