TABLE 3B.   AVERAGE INCOME, AVERAGE EXPENDITURE AND AVERAGE SAVING OF FAMILIES
            AT 1997 PRICES, BY REGION: 1997 AND 2000

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                                    1997             |             2000
            REGION     AVERAGE    AVERAGE    AVERAGE | AVERAGE    AVERAGE   AVERAGE
                       INCOME   EXPENDITURE   SAVING | INCOME   EXPENDITURE  SAVING
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PHILIPPINES           123,168      99,537     23,631   118,952     97,409    21,543

  NCR                 270,993     217,840     53,153   247,571    201,352    46,219
   CAR                112,361      86,924     25,437   115,097     90,963    24,134
  ILOCOS              102,597      83,307     19,290    99,016     78,423    20,592
  CAGAYAN VALLEY       86,822      68,556     18,266    87,938     71,902    16,036
  CENTRAL LUZON       133,130     105,558     27,572   124,037     98,283    25,754
  SOUTHERN TAGALOG    132,363     104,002     28,361   131,570    109,702    21,868
  BICOL                77,132      67,012     10,120    76,792     66,371    10,421
  WESTERN VISAYAS      86,770      78,612      8,158    91,257     78,854    12,403
  CENTRAL VISAYAS      85,215      69,569     15,646    77,819     65,398    12,421
  EASTERN VISAYAS      67,772      53,039     14,733    74,955     59,042    15,913
  WESTERN MINDANAO     87,294      67,456     19,838    71,245     57,446    13,799
  NORTHERN MINDANAO    99,486      76,715     22,771    90,363     69,187    21,176
  SOUTHERN MINDANAO    94,408      76,136     18,272    95,373     77,203    18,170
  CENTRAL MINDANAO     81,093      68,519     12,574    76,541     62,998    13,543
  ARMM                 74,885      57,546     17,339    61,035     50,834    10,201
  CARAGA               71,726      61,815      9,911    67,204     59,446     7,758

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Source:  Final Results 2000 Family Income and Expenditures Survey
         Income and Employment Statistics Division`
         Household Statistics Department
         National Statistics Office
         Republic of the Philippines