TABLE 4D. AVERAGE ANNUAL INCOME , AVERAGE ANNUAL EXPENDITURES AND AVERAGE SAVING OF FAMILIES
          AT 1997 PRICES, BY NATIONAL INCOME DECILE: 1997 AND 2000

====================================================================================
       DECILE                  1997             |               2000
                AVERAGE      AVERAGE    AVERAGE | AVERAGE      AVERAGE     AVERAGE
                INCOME     EXPENDITURE   SAVING |  INCOME    EXPENDITURE    SAVING
------------------------------------------------------------------------------------

PHILIPPINES     123,168       99,537     23,631    118,952      97,409      21,342

FIRST DECILE     20,702       22,857     (2,155)    20,087      21,691      (1,604)
SECOND DECILE    33,090       34,178     (1,088)    32,475      33,227        (752)
THIRD DECILE     42,633       42,248        385     42,008      41,635         373
FOURTH DECILE    53,134       50,748      2,386     52,648      50,568       2,080
FIFTH DECILE     66,335       61,118      5,217     65,776      60,668       5,108
SIXTH DECILE     83,253       75,186      8,067     82,417      74,490       7,927
SEVENTH DECILE  106,977       94,068     12,909    105,084      92,700      12,384
EIGHTH DECILE   141,441      117,607     23,834    138,762     116,204      22,558
NINTH DECILE    200,019      159,659     40,360    194,286     155,298      38,988
TENTH DECILE    484,114      337,715    146,399    455,965     327,605     128,360

------------------------------------------------------------------------------------
Source:  Final Results 2000 Family Income and Expenditures Survey
         Income and Employment Statistics Division
         Household Statistics Department
         National Statistics Office
         Republic of the Philippines